Things You Need to Know Before Making an Accident Claim


If you have been involved in an accident that was not your fault, be it a car accident or an accident that occurred in the workplace, it is important to make a claim for compensation. After all, why should you have to deal with the financial burden that comes with injuries when the incident in question was not your fault? But, before you make a claim, there are some important things you need to know about doing so. Read on for more information.

There is a time limit – There is only one place to begin, and this is with the fact that there is a time limit on all personal injury cases. This is something a lot of people do not realise until it is too late. In most cases, this time limit is three years. This means you have three years from the date of the accident. However, in some cases, symptoms do not show themselves until month or even years down the line, in which case you will have three years from the date of your diagnosis. To avoid disappointment, the best thing to do is claim as soon as possible. It will be a lot easier if you do so too, as the details will be fresh in your mind.

You can claim for loss of income – If you have not been able to work because of the injuries you have sustained, you will be able to make a claim for the income you have lost. You can find more information regarding what you can and cannot claim for here! This ensures you are covered for any out-of-pocket expenses that have taken place because of the accident. Not only can you claim for the work you have already missed, but any work you are expected to miss in the future. This will be calculated based on your existing earnings and your earning potential for the future.

No Win No Fee isn’t always what it seems – When it comes to the cost of making a claim, it differs from company to company. This is why you need to be aware of the terms and conditions of every contract, and make sure you know exactly what fees you are going to need to pay before you sign on the dotted line. In general, No Win No Fee means that you are only going to need to pay legal fees if your case is a success. So, if you do not win any compensation, you won’t have lost any money. However, there are some companies that do implement charges even if the case is unsuccessful. This can be slightly misleading, which is why you need to choose a legal firm with care.

Hopefully, you now have a better understanding of what is involved when it comes to making an accident claim. Take note of the information mentioned above to give yourself the best chance of attaining the maximum payout.


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Ben is a follower of Christ, a rabid computer geek, small business owner, and breaker of things. He is married way above his station in life and has three wonderful children who have made driving him insane their mission in life.

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